Is Getsby Safe?

If you use or plan to use Getsby, you need to know: Is Getsby safe? 

Below, we explain whether Getsby is: 

• Safe to use. 
• Good for privacy. 

We also look at some steps you can take to improve both your safety and privacy when using this online service. 

What Is Getsby?

The Getsby Card is a type of virtual prepaid Mastercard that offers a secure and convenient way to make online and in-store purchases without linking to your bank account or undergoing a credit check.

It comes in two main variants: 

• Getsby Virtual Green Card can be topped up multiple times, is valid for up to three years, and is ideal for managing subscriptions and making regular payments.
• Getsby Virtual Black Card is a single-load card with a maximum balance of €500, which cannot be reloaded. Once the balance is depleted, you can order a new one.

The Black Card is particularly focused on privacy and security, using features like tokenization and Mastercard 3D Secure to protect transactions. It’s suitable for one-time purchases, online shopping, or international spending, offering low foreign exchange rates and worldwide acceptance.

Getsby cards are popular for their ease of use, quick issuance, and the added security they offer by not exposing your personal bank details during transactions. They can be managed entirely online and are compatible with mobile payment systems like Apple Pay and Google Pay, allowing for seamless contactless payments​.

Is Getsby Safe?

The Getsby Virtual Card is generally considered safe for online and mobile transactions. 

Getsby cards use encryption and tokenization to protect your card details during transactions. Tokenization replaces sensitive card information with a unique identifier or token, making it harder for unauthorized parties to access your real card details​.

Transactions made with Getsby cards are secured by Mastercard 3D Secure, which adds an additional layer of authentication, typically involving a one-time passcode sent to your phone, to verify the transaction. 

The Getsby Virtual Black Card is disposable. It can be used once and then discarded, further reducing the risk of your information being misused​.

Getsby is PCI DSS compliant (Payment Card Industry Digital Security Standard), meaning it must take certain security measures, such as installing and using firewalls, encrypting data, using anti-virus software, monitoring and testing networks, and maintaining an information security policy.

There have not been any major data breaches associated with Getsby at the time of writing.

Is Getsby Private?

Depends on your definition of “private.” 

Because Getsby cards are not linked to your bank account, your personal financial information is not exposed when you make purchases. This feature provides an extra layer of privacy, especially when shopping on less trusted websites​.

However, some users are not happy that you need to top up your Getsby card with a debit or credit card and via a bank transfer. They would prefer to be able to pay for Getsby cards using cryptocurrencies. 

Others take issue with the fact that you still need to use a valid billing address when using Getsby cards. 

Some users say it was not clear they had to verify their identity with a face ID before being able to use a Getsby card. Getsby responded that they provide verification information at three points before and during the purchase process. 

The Getsby privacy policy outlines how the company collects, uses, and protects personal data. 

It says they may share data with strategic partners but only for service enhancement, not for third-party marketing. 

Getsby also uses encryption and security measures to protect data, though users are advised that some risks remain with online data transmission. 

Users have the right to access, correct, or delete their data.

Getsby’s privacy policy has not been reviewed by external review sites such as Terms of Service; Didn’t Read at the time of writing. 

How to Improve Your Safety and Privacy On Getsby

Follow the steps below for a more private and secure experience while using Getsby.

• Use disposable cards. Opt for the disposable Getsby Virtual Black Card, which can be used for single transactions, reducing the risk of your payment details being exposed long-term.
• Limit personal information. Only provide the minimum necessary information during registration and avoid linking the card to personal accounts when possible.
• Regularly monitor transactions. Frequently check your transactions and account activity to ensure there’s no unauthorized usage.
• Use secure networks. To protect your data from potential breaches, always use secure, private networks when managing your Getsby card.
• Stay informed. Make an effort to stay informed of any changes to Getsby’s privacy policy or terms and conditions that may affect how your data is used.